WARNING SIGNS OF FINANCIAL DIFFICULTY
Do you recognize any of these warning signs?
- Are you making only minimum payments on your credit card debts?
- Are you receiving past-due notices on household bills?
- Are you constantly borrowing money to make it from one payday to the next?
- Are you taking out new loans to cover monthly payments on existing debts?
- Are you slipping behind on your rent or utility payments?
- Are you constantly thinking how are you going to make ends meet?
- Are you having difficulty paying your monthly bills regularly and on time?
- Are you using your overdraft most months?
- Are you uncertain of your total debt?
- Are you using credit cards to pay for regular monthly expenses?
- Are you having arguments about money problems in your family?
- Are you charging more each month than you pay on credit?
- Are you over 50% of your borrowing limit on your credit cards, overdraft, or line of credit?
- Are credit collectors calling you?
- Are you considering consolidating your debts?
- Are you constantly troubled and upset because of money problems?
you may be heading for debt problems.
Contact Morataya & Associates
"Confidence I needed to make a decision"
Morataya & Associates gave me that confidence I needed to make a decision; we immediately began with my bankruptcy protection process. From the moment I left my problem in their hands, I finally live in peace and the creditors finally stopped calling.