Do you recognize any of these warning signs?

  • Are you making only minimum payments on your credit card debts?
  • Are you receiving past-due notices on household bills?
  • Are you constantly borrowing money to make it from one payday to the next?
  • Are you taking out new loans to cover monthly payments on existing debts?
  • Are you slipping behind on your rent or utility payments?
  • Are you constantly thinking how are you going to make ends meet?
  • Are you having difficulty paying your monthly bills regularly and on time?
  • Are you using your overdraft most months?
  • Are you uncertain of your total debt?
  • Are you using credit cards to pay for regular monthly expenses?
  • Are you having arguments about money problems in your family?
  • Are you charging more each month than you pay on credit?
  • Are you over 50% of your borrowing limit on your credit cards, overdraft, or line of credit?
  • Are credit collectors calling you?
  • Are you considering consolidating your debts?
  • Are you constantly troubled and upset because of money problems?
If you answered "yes" to any of these questions,
you may be heading for debt problems.

Contact Morataya & Associates

"Confidence I needed to make a decision"

Morataya & Associates gave me that confidence I needed to make a decision; we immediately began with my bankruptcy protection process. From the moment I left my problem in their hands, I finally live in peace and the creditors finally stopped calling.

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Relieve Yourself of Debt with Morataya & Associates    –    Confidential & Free Initial Consultation 
Servicing Toronto and Hamilton, Ontario   –   Call 647-343-3500 or get started with our Contact Form Today

Debt Fighters -
Debt Fighters - Toronto: 647-343-3500 Hamilton: 905-521-0904